TERMS AND CONDITIONS

YOUR USE OF THIS WEBSITE IS SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS
UTILIZING THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS AND CONDITIONS WHETHER OR NOT YOU COMPLETE A TRANSACTION WITH THE COMPANY THROUGH WEB, EMAIL, PHONE, FACSIMILE OR OTHERWISE. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS YOU MAY NOT USE THIS WEBSITE.

WEBSITE USE AND ACCESS
Company reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.  You may not use Web Page Content, or contact information related to this website, nor any data or trademarks from this website, for any purpose other than conducting business with Company.  You may not repurpose, re-brand or re-use use any parts of this website, including meta-tag or hidden text; marketing content; advertising, forms, form reports, data elements, SEO elements, or any other items related to this website. 
This website is owned and operated by How Much a Month, a division of Lender’s Conduit, LLC. 1901 S. Bascom Ave. 11th Floor, Campbell, CA 95008, which is also referred to below as “HMAM”, or “Company”, or “we”, or “us”, or “our”.

You agree that you will not use or attempt to use this website for any purpose other than conducting calculator operations related to HMAM; you may not use or attempt to use this website or any part of this site for any purpose:
A. that limits, impairs, or disrupts our ability to operate this website or any other person’s ability to access and utilize this website, and/or
B. that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property,
C. that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications,
D. that transmits any harmful or disabling computer codes or viruses,
E. that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity;
F. that transmits unsolicited email to this site or to anyone whose email address included the domain name under on this website,
G. that interferes with our network services;
H. that attempts to gain unauthorized access to our network services,
I. that suggests an express or implied affiliation with Company or broker relationship with Company(without the express written permission of Company),
J. that uses any methods, means or devices to click on to this website or cause a visit to this website for the purpose of manipulating the results, or for any other purpose other than conducting your personal financial calculator related business with Company.
K. that transmits or uploads pornographic, violent, hateful, harassing, threatening, discriminatory, obscene, sexually explicit, abusive, defamatory, offensive, or otherwise objectionable content or images;
L. that unlawfully transmits or uploads any confidential, proprietary or trade secret information, or
M. that defames, dilutes or depreciates the name and reputation of Company or any of its affiliates.
We reserve the right to update or modify the Terms and Conditions at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms and Conditions as they appear on this website at the time you access this website.  We encourage you to refer back often to these Terms of Use.

SUBMISSIONS
You acknowledge and agree that all submissions to Company containing any comments, improvements, suggestions, and ideas regarding this website will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms of Use are later modified or terminated.
In making a loan inquiry, application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which Company may rely.

COMPLIANCE – LOCATION
You acknowledge and agree that you will comply with all Federal, State and Local Laws applicable to your access and use of this website. This website provides information services available solely within in the United States. We make no representation that the services or products are available in every state within the United States.

DISCLAIMERS
THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY MAKES NO REPRESENTATION OR WARRANTY REGARDING THE WEB PAGE CONTENT OR ITS USE THEREOF. THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE BECAUSE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION OR PUBLICATION. COMPANY HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE.

YOU ACKNOWLEDGE AND AGREE THAT COMPANY IS NOT, AND SHALL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS WEBSITE OR ITS OPERATION. AS TO THE OPERATION OF THIS WEBSITE, COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. COMPANY MAKES NO REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS WEBSITE WILL MEET YOUR OR ANY OTHER USER’S REQUIREMENTS; (B) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS; OR (C) ANY DEFECTS IN THIS WEBSITE WILL BE CORRECTED. YOU AGREE THAT YOU, AND NOT COMPANY, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS OR COMPUTER EQUIPMENT BECAUSE OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS WEBSITE.

LIMITATION OF LIABILITY
YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL COMPANY BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CAUSED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS OR OTHER PROBLEM, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEBSITE OR THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE, WHETHER IN AN ACTION ALLEGING BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE. YOU AGREE THAT COMPANY SHALL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL COMPANY’ TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN ACCESSING OR USING THIS WEBSITE OF WEB PAGE CONTENT THEREON.

COMMUNICATION WITH COMPANY
Electronic: https://www.howmuchamonth.com/contact-us/
Post:
How Much a Month
Attn: Support Services
1901 S. Bascom Ave., 11th Floor
Campbell, CA 95008

GOVERNING LAW
You agree that these Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, County of Santa Clara.  You hereby consent and submit to the personal jurisdiction of such courts.

SEVERABILITY
You agree that if any provision of these Terms and Conditions shall be found to be unlawful or void or unenforceable for any reason, then that provision shall be deemed severable from the other provisions of these Terms and Conditions and shall not affect the validity and enforceability of such other provisions.